Retirement

Is It Worth It to Cash Out 401k?

One of the options that will be offered to you as an employee when you leave your job is to cash out 401k. A 401k is a form of employee benefit that allows you to save money for retirement. Nearly all 401k investment advice would recommend that you select a participant-directed plan which allows...
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Are Retirement Investment Advisors Reckless With Bond Funds?

This article will look at the caviler attitude of retirement investment advisors when it comes to maintaining exposure to bond funds. Warren Buffett was recently quoted as saying: “I do not like short-term bonds, and I do not like long-term bonds.  And if you push me, I’m sure that I don’t like intermediate-term bonds...
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Why a SEP-IRA Is the Best Choice

The idea behind the SEP plan is that every employer has the opportunity to save for their retirement. With a SEP account plan the individual makes direct payments into an IRA account. It’s when SEP contributions are made into an IRA that they then are known as a SEP-IRA account. Simply put a SEP...
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